1. Acceptance of Terms
By accessing and using SmartCalcUK ("the Site"), you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website. We reserve the right to update these terms at any time without prior notice.
2. Use of Calculators — Disclaimer
All financial, health and lifestyle calculators provided on SmartCalcUK are for informational and educational purposes only. They provide estimates based on the information you enter and should not be relied upon as a substitute for professional advice.
- Results are estimates only and may not reflect your exact financial situation
- Tax rates, mortgage rates and other figures change regularly — always verify with official sources
- SmartCalcUK is not a financial adviser, mortgage broker, tax adviser or medical professional
- We are not responsible for any decisions made based on calculator results
For UK tax queries: gov.uk · For mortgage advice: consult a FCA-regulated mortgage broker · For medical queries: consult your GP
3. Intellectual Property
All content on SmartCalcUK — including but not limited to text, calculator tools, design, graphics, and code — is the property of SmartCalcUK and is protected by applicable intellectual property laws.
- You may not copy, reproduce, or redistribute any content without written permission
- You may share links to our calculators freely
- Commercial use of our content is strictly prohibited without prior written agreement
4. Acceptable Use
You agree to use SmartCalcUK only for lawful purposes. You must not:
- Use the site in any way that violates applicable local, national or international laws
- Attempt to gain unauthorised access to any part of the site
- Transmit any unsolicited or unauthorised advertising material
- Use automated tools to scrape or extract data from the site
- Attempt to interfere with the proper working of the site
5. Advertising
SmartCalcUK is supported by advertising, including Google AdSense. Advertisements displayed on our site are provided by third-party advertising networks. We do not endorse any products or services advertised on this site. Third-party advertisers may use cookies — please refer to our Privacy Policy for details.
6. Third-Party Links
SmartCalcUK may contain links to third-party websites for reference purposes. We have no control over the content of those sites and accept no responsibility for them. Links do not imply endorsement of the linked site.
7. Limitation of Liability
To the fullest extent permitted by law, SmartCalcUK shall not be liable for any direct, indirect, incidental, special or consequential damages arising from your use of, or inability to use, this website or its calculator tools. This includes any decisions made based on calculator outputs.
8. Accuracy of Information
We make every effort to ensure our calculators use accurate, up-to-date figures including 2025/26 UK tax rates, stamp duty bands and National Insurance thresholds. However, we make no guarantee of accuracy. Tax rules and financial figures change — always verify important figures with official UK government sources at gov.uk.
9. Governing Law
These Terms of Use are governed by and construed in accordance with the laws of England and Wales. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.
10. Contact
If you have any questions about these Terms of Use, please contact us or email: legal@ukfinancecalc.com